So how exactly does A Taxi Qualify With regard to Private Hire Insurance policy?

Difference between public and private hire services

Taxi services are mostly of 2 varieties. They’re private hire vehicles and public hire vehicles. Public hire vehicles are for use without needing to make a booking just before making use of the taxi. These taxis can be hailed wherever are gotten into. Public hire taxis are the taxis, which you are able to discover parked at taxi stands and outside railways or even bus stations. There is simply no stipulation to the passengers that a public taxi can transport. Private hire taxi company, on another hand, caters only to those individuals that make a previous reservation for the taxi. Reservations are usually made through telephone or internet, based on the center of the taxi service. Private taxis cannot pick up passenger, who have not made previous booking of the car. The main difference between the two solutions are while individual hire taxis is able to only on bookings, public hire service could pick up passengers on booking and from taxi stands. The private hire insurance is somewhat different from public hire insurance in several regards.

Driver specification for your own hire taxi

A driver who wants to operate your own hire taxi needs to have a special license which allows him to drive a private taxi. The license is given by the state division after examining the driving capabilities of the driver and the earlier history of his. He will have to pass certain tests before he is given the permission to drive a private hire taxi. When you apply for personal hire insurance, the insurance provider evaluates the license before deciding different factors. Furthermore, a private taxi driver is thought to use the license badge with his photo identity on him all of the time he’s ferrying passengers. The driver also is liable for keeping a log with specifics about the passengers as time and place of pickup and drops phone, address, and off number.

taxi antwerpen for a personal hire taxi

The foremost and first rule for a private taxi is that it should not advertise because it’s a taxi. Public hire taxis, on another hand, paint the taxis of theirs in black or yellow depending upon the rules of the state. Such symbolic advertising is prohibited for a private taxi. Insurance companies examination on this fact before issuing personal hire insurance.

Penalty for breaking rules


A private hire taxi has to comply with all the above mentioned rules to be able to get individualized hire insurance. Breaking these rules also can result in further legal implications. A driver could possibly be penalized if he fails to wear his badge and sustain the log.

Different private insurance covers

After you make sure the taxi of yours can get personal hire insurance, you have to pick the kind of insurance that you need. Liability insurance is compulsory by law. You are able to choose between a comprehensive personal hire insurance, third party people hire insurance as well as third party fire and theft private hire insurance. Depending upon the requirements of his, a taxi owner is able to decide upon the best type of insurance cover.

Leave a Reply

Your email address will not be published. Required fields are marked *